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WHAT IS AN INVESTMENT PROPERTY LOAN?

An investment loan is a loan for the purchase or refinance of a property that is not occupied as a primary residence.  The loan structure is very similar to an owner occupied loan expect the desired purpose in for “non-owner occupied”

Income properties can be residential properties, such as single family homes or multi-family properties, or they can be commercial properties, such as a strip mall. Money is generally made through holding the property and renting it out or selling the property after the value of the property has appreciated.

BENEFITS OF AN INVESTMENT PROPERTY

  • Monthly cash flow
  • Build equity and net worth
  • Tax benefits

TYPES OF INVESTMENT LOANS

Conventional

  • Borrow up to 85% of the purchase price
  • Standard conventional guidelines

Fix an Flip

  • Purchase and Renovate with ONE loan

Private Money

  • Purchase rehabs

ELIGIBLE PROPERTY TYPES

  • 1-4 unit residential homes
  • Townhouses and condominiums
  • Mobile, manufactured and/or modular homes
  • 5+ Units
  • Student Housing
  • Assisted Living
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