Having been around a long-time (celebrating 25 years this year) we know that our people are the backbone of the operation, so we always have our eyes and ears open for talented individuals that align with our culture, seek new heights, and are willing to commit to excellence.  In exchange, we provide the skill set, knowledge base, and support system needed to have a long and prosperous career in the mortgage industry.

From our beginning, we have operated in the mortgage broker channel as we believe this is the most efficient way to serve our clients.  At times, we have explored moving to a full lender and bring all functions in-house but each time we moved this way, we quickly realized why the broker channel is the way to go.

In today’s environment, operating as a pure broker is challenging as the originator has very limited control over the process; so much so that they are often considered nothing more than the retail arm of the wholesale lender.  Going full retail is an option that would regain control, but this is expensive and the additional cost always results in non-competitive pricing.

We are different –