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Take the First Step to Homeownership

Mortgage pre approval is the first step before you start shopping for a home.

A pre approval letter will show sellers you’re a serious buyer and give you a competitive advantage during the bidding process.

WHAT IS A PRE APPROVAL

A mortgage pre approval shows how much you’ll be eligible to borrow when you decide to make an offer on a home.

With basic information about your credit report, income, assets, debts, and employment history, a mortgage pre approval can be completed.

Once complete, the results will detail all programs you are eligible for:  FHA, VA, USDA, Conventional, Jumbo, or other

 

BENEFITS OF A PRE APPROVAL

  • Learn how much you can confidently offer when you find the right home
  • Show your real estate agent and potential sellers that you’re a serious buyer
  • Complete the mortgage process more quickly once you find a home

WHAT TO EXPECT

  • Depending on your eligibility, you can get your mortgage pre approval quickly, and in some cases, instantly.
  • Your real estate agent typically uses this letter to know how much you can afford before viewing homes.
  • Once you provide a property address, your pre approval converts to an application for a mortgage loan.
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