Living in Pensacola, FL


At the westernmost tip of Florida is the beautiful beachside city of Pensacola. Are you moving to Pensacola? In this post, we will give you a preview of what it is like to live here. We will go over the cost of living, employment opportunities, education, leisure and more.

Cost of Living in Pensacola

What is the Cost of Living in Pensacola?

We can look on “Sperling’s Best Places”: for data about the cost of living in Pensacola, Florida.

Sperling’s uses a scale where the US average cost of living is 100. Values above 100 represent a higher than average cost of living. Values below 100 represent a cost of living that is below the nationwide average.

On that scale, the cost of living for Florida as a whole is 102.8, which is just above the US average. You will be delighted to learn that the rating for Pensacola, on the other hand, is 87.3. That means it is well below average.

In fact, in almost every category it is less expensive to live in Pensacola than it is across the country on average. That includes savings in the areas of transportation, healthcare, groceries, and housing.

Housing Cost in Pensacola

What is the Cost of Housing in Pensacola?

In fact, the most dramatic savings are in housing. Using the same scale where the US average is 100, housing in Pensacola receives a rating of just 62.5.

To give you an even better idea what that means financially, let’s take a look at the dollar amounts. Sperling’s lists a median home cost nationwide of $291,700. The median home cost for Pensacola is just $183,800.

So, you can expect to potentially save big on housing in Pensacola. You can either buy a modest home and put that money you save toward investments or other purposes, or you can purchase a larger home than you might be able to afford elsewhere.

Employment Opportunities in Pensacola

Employment Opportunities in Pensacola

What is it like working in Pensacola? Let’s take a look at what you can earn and where you might find employment.

According to the US Census, the median household income in Pensacola in 2016 through 2020 was $56,199.

You may know there is a big aerospace presence in the Pensacola area, earning the city the moniker “The Cradle of Naval Aviation.” Tourism is another big industry.

Top employers in Pensacola include the Navy Federal Credit Union, Baptist Health Care, Sacred Heart Health Systems, Gulf Power Company, West Florida Healthcare, Ascend Performance Materials, Alorica, Innisfree Hotels, Santa Rose Medical Center and Medical Center Clinic.

Education in Pensacola

Pensacola Education

Most students in Pensacola attend public schools as part of the Escambia County School District. There are also private schools in Pensacola such as East Hill Academy, Pensacola Catholic High School, and Episcopal Day School of Christ Church.

For higher education, students may attend the University of West Florida or Pensacola State College. A few additional options include Pensacola Christian College and Fortis Institute.

Getting Around in Pensacola

Getting Around Pensacola

If you want to get around the Pensacola area using public transportation, Escambia County Area Transit operates a bus service. Greyhound Lines and Greyhound Bus also serve the area.

Not surprisingly, driving is a more common way to navigate the Pensacola area than public transportation.

Sperling’s reports that 77.4% of people drive their own vehicle to work, 12.7% carpool, 5.1% work from home, and 1.2% use mass transportation.

But what is really exciting is that the average time to commute one-way in Pensacola is a mere 19.9 minutes.

or reference, the average one-way commute time nationwide is 26.4 minutes.

In short, many people spend significantly less time driving to and from work in Pensacola than others do across the country.

Good Weather in Pensacola

How is the Weather in Pensacola?

Pensacola boasts a warm, sunny climate. You can look forward to around 224 days of sunlight each year compared to the US average of 205. It is also a wet climate. Every year, there are around 64 inches of rain. That is much higher than the 38 inches of rain that is the average for the country.

During summer, it can get to be pretty hot. Highs in July soar up to around 90 degrees Fahrenheit. Lows in winter are very mild, however, dropping down in January to around 42 degrees Fahrenheit.

Sperling’s uses a scale for climate comfort where 10 is the most comfortable climate possible. On that scale, the US average is 7, which is also the score Pensacola receives. The score specifically for winter is 8, which is more pleasant than average.

Leisure and Entertainment in Pensacola

Leisure and Entertainment in Pensacola

While you are living in Pensacola, you can visit attractions such as the Pensacola Museum of Art, the Pensacola Children’s Museum, Fort Pickens, the National Naval Aviation Museum, and the Pensacola Lighthouse & Maritime Museum.

Enjoy performances? You can take in shows at Saenger Theater and the Pensacola Bay Center.

Sports teams based locally include the Pensacola Ice Flyers, the Gulf Coast Riptide, Pensacola Blue Wahoos, Pensacola FC, West Florida Argonauts and Pensacola Roller Gurlz.

Naturally, another big draw on the weekends in Pensacola is the water. You can head to spots like Opal Beach, Ocean Springs Beach or Langdon Beach for swimming and other water-based activities.

See What Our Clients Are Saying About Us!

Gary Sinard
Gary Sinard
13:44 18 Jun 22
Buckhead is fantastic. Kris Thurman and his team are knowledgeable, hard working and get results. I highly recommend Kris and the entire team at Buxkhead and will definitely use them again!
Jason Schlosser
Jason Schlosser
14:22 12 Jun 22
First time buying a home.Lauren was so helpful and walked us through everything with ease would highly recommend this company to anyone looking to buy a house ….
Nicholas Hartford
Nicholas Hartford
19:21 03 Jun 22
Where do I even begin? Buying a home has been an absolute nightmare these days. With that said, I wouldn’t trust anyone else with my home loans other than the team that is Anthony and Kim. Anthony was not only incredibly insightful, he treated my needs with care and took the time to explain any questions I had as a first time home buyer. Anthony worked together with me and went above and beyond with full transparency. No smoke and mirrors, just straight and honest facts. Kim was an amazing help as I was hitting some struggles with my verification of employment. She was understanding and made me feel like I was heard through this meticulous process. Anthony and Kim, I cannot thank you both enough for all of your work and efforts to make my home purchase successful. Do yourself a favor and let Buckhead Home Loans take care of your home purchasing needs! 10 out of 5 stars if I could rate how I feel about my experience.
Erek Matthews
Erek Matthews
16:01 20 May 22
My MVP team at Buckhead Home loan’s is awesome! They helped me purchase my first home recently. Kim and Tommy were extremely attentive and fought tirelessly to get me in my new home. Was a lot of early and late nights getting all the paperwork done and they never gave up on me. Without them I’m sure I wouldn’t have made it into my first dream home. Any other Broker would have given up and told me NO. I’m forever thankful for the excellent team at Buckhead home loans for helping me. I would highly highly recommend them if you are in the market for a home. Ask for Tommy and Kim, there the tru MVP’s!!
Chuck Priepke
Chuck Priepke
13:30 24 Feb 22
Quite possibly the easiest home buying process I have witnessed. Kevin Walker and his team of experts are very knowledgeable and they listen to your needs and wants. I never felt out of place. This was personally my first time buying a home which meant I had a lot of questions. Kevin was very responsive to emails and phone calls. Kevin made sure I understood the ins and outs of my loan and the whole buying process. I will most certainly be using them again in the future.
Janae Holbrook
Janae Holbrook
18:10 04 Feb 22
Great experience with Sean Tuttle and Kim during our lending and closing process. Sean was always reachable and able to not only get the best rate but also able to react and make changes while we were dealing with a very difficult seller with multiple reschedules of the closing. Would definitely recommend.
Teresa Sinclair
Teresa Sinclair
15:11 31 Dec 21
Will and everyone on their team are always a pleasure to work with.Will goes above and beyond to get everyone to closing!Thank you for all you do!
John Licato
John Licato
15:11 23 Mar 21
Kevin Walker and the rest of the team was Awesome. My wife and I are very new to Georgia and Lake Lanier . Kevin made the whole process as easy, convenient, and oddly enough enjoyable. Kevin was very sensitive to my needs both professionally and personally. I highly recommend Kevin Walker and Buckhead Home Loans for anyone who needs a loan. I would certainly use them again.
Steve Villmann
Steve Villmann
14:15 23 Mar 21
Worked with Kevin Walker and an out of state buyer moving into the area. He was very attentive and knowledgeable. Buyers are thrilled, and that's all I need!
John Clement
John Clement
16:07 16 Mar 21
We have worked with Anthony at Buckhead in the past and each time, he has worked tirelessly to provide excellent customer service, accuracy and quick closings. Highly recommend!
Jason Thompson
Jason Thompson
15:41 01 Mar 21
I thoroughly enjoyed working with Will and his team at Buckhead for the refinance of our house. We shopped many lenders and found the best rates and most professionalism with this team. The process was quick, we were updated with the status of our loan along the way, and they were always available for any questions.
Helen Lewis
Helen Lewis
01:05 02 Feb 21
Dave Cooper was a blessing from the start of the process to closing. He was helpful every step of the way and completely fought for us. He went above and beyond to make sure we understood the process and got us to closing with ease. I highly recommend.
Stephanie Erwin
Stephanie Erwin
03:07 22 Dec 20
Jim Davenport
Jim Davenport
17:44 19 Dec 20
This is our second experience using Briggs Cline and Buckhead Home Loans to refinance our home. The application process was smooth and handled very professionally with an audit trail from beginning to the end. The closing was straightforward and done quickly. We are very satisfied with both the company and their process.
Ed Yencha
Ed Yencha
01:36 12 Dec 20
Aces all around. Briggs is the man
Amanda Greenwell
Amanda Greenwell
19:48 09 Dec 20
I was blessed to have been recommended Sean Tuttle at Buckhead Home Loans by my realtor. Absolutely, without a doubt, one of the best decisions I made (along with choosing my realtor and finding the right home!). Not only was it a team approach at Buckhead, but Sean made certain that I felt supported every step of the way. The process didn't come without its difficulties and hurdles, but Sean worked tirelessly with his Buckhead team and my realtor to ensure that any problems were handled promptly to expedite the process. I cannot say enough good things about how amazing they were throughout the process. As someone who had not purchased a home in 15+ years, I had forgotten the anxiety surrounding the home loan process, but Sean was excellent at explaining the process and helping to calm any worries I had. Without hesitation I would recommend Sean Tuttle and Buckhead Home Loans to my friends, family, or anyone looking to purchase a home or refinance.
Zachary Thomas Bevins
Zachary Thomas Bevins
17:04 08 Dec 20
The people at Buckhead Home Loans were there with us every step of the way, from listing to closing. I would recommend their services to anyone in the market that's looking for an honest, detailed, dedicated team that will treat you like you are their most important customer. Very, very satisfied customers here -- would absolutely, positively recommend.
Steven Dore
Steven Dore
15:54 23 Nov 20
Anthony and team was amazing. They really walked us through the process and took the time to explain and answer all of my questions. They were patient throughout the whole process. Even after we closed the team was still there to answer my questions. I highly recommend Buckhead Home Loans for all your needs.
Kim Villmann
Kim Villmann
18:05 07 Nov 20
Briggs and his team did a great job with our loan. The process was extremely simple and we felt we were in great hands.
Lawrence Davis
Lawrence Davis
19:34 06 Nov 20
Kevin Walker, with Buckhead Home Loans, is a legend among men. He took on my mortgage like a Knight slaying a dragon. His keen fiscal instincts and financial prowess lead to cost savings like no one has ever seen. 12 out of 10, would recommend.
Amy Hollifield
Amy Hollifield
21:31 04 Nov 20
Dave Cooper is amazing. He will walk you through every step of the loan process and go to bat for you to get your loan closed! As a self employed realtor, I knew that when it was time for me to refinance my home Dave would get the job done!
Deanna Hurt
Deanna Hurt
15:23 23 Oct 20
Will Ardis is an amazing and competent loan officer to work with. When I refer my clients to him and Buckhead Loans, it’s because I can trust him to guide them throughout the mortgage process and to give them the best financial package possible.
Dianne Bryant
Dianne Bryant
11:11 20 Oct 20
Excellent communication skills. And in a time when few loans are closed on schedule, Buckhead Home Loans made this closing easy and enjoyable!
Aaron Moore
Aaron Moore
14:48 12 Oct 20
Highly recommend! Buckhead Home Loans made securing a mortgage at outstanding rates super easy for a first-time home buyer!
Robert Ahlers
Robert Ahlers
13:54 06 Oct 20
This is my second time using Buckhead Home Loans. Briggs and his team are very efficient and their rates are always competitive. I highly recommend them and will use them on my next purchase.
Sergio Montana
Sergio Montana
13:47 07 Sep 20
This was my first home buying experience, and I could not have asked for a better group of people to work with. Everyone was extremely helpful, and always there to answer any questions that I had. Thank you so much, Buckhead Home Loans, for making this huge step easier and less stressful.
Todd Harber
Todd Harber
01:43 11 Jul 20
Anthony and the whole Buckhead Mortgage Company team were outstanding to work with during our home purchasing process.Anthony did an outstanding job finding us the best possible rate and product to meet our needs. He and the whole team were responsive, professional and timely with all interactions.Could not be happier with the customer service we received from Anthony and the Buckhead Mortgage Team. Great Job!!!!
GBros 247
GBros 247
03:15 09 Jul 20
Jason Smith
Jason Smith
14:13 16 Jun 20
This is my 4th mortgage with Will. Easy to work with, very organised, somehow always hits the targets and keeps the process on track. I'll be using BHL for my next mortgage or re-fi! Will is the only I trust to Get er Dun!
Philip Powell
Philip Powell
11:45 27 May 20
Will is amazing! He helped us through every step of our refinance and made it so easy. Definitely recommend seeing Will!
js_loader

Move Into Your Pensacola Dream Home

If you are excited to own your own home in seaside Pensacola, Buckhead Home Loans can connect you with a flexible and competitive mortgage.

Please give us a call today at (404) 303-7411 to schedule your consultation. We have offices in Roswell, GA, Pensacola, FL, and Lake Wylie, SC, and work with homebuyers and homeowners throughout the states of Georgia, Florida, Alabama, North Carolina and South Carolina.