As a self-employed borrower, you need a way to buy a home without providing the W-2 form the traditional lending process requires.
Buckhead Home Loans offers an alternative process for self-employed homebuyers. We let you document your income using bank statements—no W-2 needed.
What are Self Employed Borrower Loans?
Self-employed borrower loans are sometimes referred to as “bank statement loans.”
The W-2 form the traditional loan process requires has to be provided by an employer. That is why as a self-employed individual, you do not have one.
Here is where big box lenders that do not offer self-employed borrower loans usually will show you the door. But Buckhead Home Loans will not.
When you apply for a mortgage as a self-employed person, we ask you to provide us with 12 to 24 months of bank statements.
Using these bank statements, we can verify your income for the purposes of mortgage approval.
Who Needs a Self Employed Borrower Loan in GA?
The self-employed borrower loan process may be right for you if you are:
- A freelancer
- A business owner
- An entrepreneur
- An investor
Benefits of Georgia Self Employed Borrower Loans
- You can buy a home without a W-2 form. Your self-employment status will not hold you back.
- A big box lender might treat your income scenario as inherently risky or unusual. We do not.
- The streamlined paperwork requirements for a self-employed borrower loan speed along the process for fast closing.
Apply Now for a Self Employed Borrower Loan in Atlanta or Beyond
You are ready to own your own home—and we are here to make it happen with a flexible mortgage. Please give us a call today at (404) 303-7411 to get started. We have offices in Roswell, GA, Pensacola, FL, and Lake Wylie, SC, and work with self-employed homebuyers and homeowners throughout the states of Georgia, Florida, Alabama, North Carolina and South Carolina.